Coeur d'Alene Home Loans

Nationwide Home Loans - Serving All of North Idaho

Most lenders plan to close your home. We help you plan your legacy. If you are looking to buy Real Estate in Coeur d'Alene or anywhere in North Idaho, we can help. Nationwide Home Loans offers all normal financing options along with many unique financing solutions to increase your options when purchasing or building a new home in Coeur d'Alene. Customer service is what makes us stand out from the rest and we are proud to bring our services to North Idaho.

Our One Stop Shopping platform makes us different with programs like:

• Guaranteed Rate Lock
• 1% Down Coventional
• Rent-to-Own Program
• 0% Down VA Loans
• Commercial Lending
• Investor Loans
• Match Any Competitor's Rate
• One Time Close Construction
• HomeStyle Renovation Loans
• 0% Down USDA Loans
• Fix & Flip Financing
• Hard Money

Learn more about our different loan types below or visit our website.

• Conventional Loans

  Starting at 680 FICO
  3-19% Down with No Mortgage Insurance
  1% Down at 700 FICO No Mortgage Insurance
  20%+ Down starting at 620 FICO

• JUMBO Loans - Usually Over $750k

  1st and 2nd (Fixed, Variable, HELOC on 2nd)
  80% LTV up to 1.5MM (single note)
  90% LTV with No Mortgage Insurance (single note)

• FHA - Federal Housing Administration

  Starting at 580 FICO
  203k Rehab starting at 640 FICO
  FHA Construction Loan
  FHA Streamline Refinance
  HECM Reverse Mortgage

• VA - Veterans Affairs

  Starting at 580 FICO
  0% Down VA Loans
  VA Construction Loan
  VA Interest Rate Reduction Loan (IRRRL)
  VA Energy Efficient Home Upgrade Loan
  100% Cash Out.

• USDA - US Department of Agriculture

  Starting at 620 FICO
  100% LTV Loan
  USDA Refinance
  USDA New Construction Loans

• New Construction Loans

  One Time Close Construction Loan (Land & Home in 1 Loan)
  No Interest Payments during Construction!
  No re-qualifying after construction
  FHA - 640 Min FICO 96.k% LTV
  VA - 640 min FICO 100% LTV

• Other (Non-Conforming) Products

  Rent-to-Own / Lease Option Program
  Commercial Real Estate Lending
  Fix & Flip Private Capital Lending up to 90% LTV
  Qualified Money Leveraging for your IRA
  Over-Funded Life Insurance
  Credit Repair Program

If you have any further questions about any of our many programs. Visit our website at www.nhlfinance.com, email us at info@nhlfinance.com or call (303) 888-6114